SDA & SMSF investor service

NextKey Property Strategists advises Australian SMSF investors on Specialist Disability Accommodation (SDA) packages across NSW, QLD, VIC, WA and ACT — purpose-built homes for NDIS participants that have historically yielded 8–12% gross with government-backed rent. No buyer fee.

We turn down 60% of SDA enquiries because the structure has to fit. If your deposit, SMSF setup or build-time tolerance is off, we'll tell you on the first call.

Who this is for

Investors aged 45–60 with $200,000+ cash deposit (or existing portfolio equity for cross-collateralisation), an SMSF set up — or genuine willingness to set one up — and a 12 to 18-month horizon for build completion. Often dual-professional households in Sydney, Melbourne, Brisbane or Gold Coast metro looking to redeploy capital into government-backed cashflow as part of a broader retirement strategy.

The three filters we apply before showing you stocklist

  1. Capital & borrowing. At least $200K cash deposit, plus your SMSF (or personal balance sheet) needs the borrowing capacity for a $750K–$900K turnkey package.
  2. SMSF readiness. Bare trust signed, LRBA structure documented. We'll refer you to an SDA-experienced specialist accountant before we proceed if not.
  3. Build-time tolerance. SDA properties take 12 to 18 months from contract to handover. If you need cashflow in 6 months, this is the wrong asset.

Why we say no to 60% of SDA enquiries

Mismatched buyer-to-product is the number-one reason SDA properties end up vacant — not market conditions, not interest rates. We'd rather decline the engagement than put you into a $50K-of-holding-costs trap. Read our post on the seven SDA mistakes for the detail.

How the service works

  1. Book a 30-minute SDA strategy call. Free, no obligation.
  2. SMSF + deposit fit check. We confirm your structure, deposit position, and accountant readiness.
  3. 48-hour SDA shortlist. 2–3 packages from the builder network that fit your SMSF brief — or a clear written "no" with the reason.
  4. Build coordination & settlement. We coordinate through to handover and provide post-settlement tenant-readiness support.

What it costs you

No fee charged to the buyer. NextKey is paid by the builder network on completed packages. We don't earn unless your package settles, which keeps our incentives aligned with sending you to a structure that genuinely works.

What we won't do

We won't promise a guaranteed yield — historical 8–12% gross figures depend on NDIS pricing, design category, vacancy and market conditions, and we treat them as historical, not promised. We won't manufacture a "spots are filling fast" pitch. We won't refer you to a specific builder by name on a first call — the network is anonymised on purpose so you can't be steered.

Book a 30-minute SDA strategy call

Yield figures are historical and subject to NDIS pricing changes, design category, vacancy rates and broader market conditions. SDA in SMSF involves complex compliance, legal and taxation considerations. General advice only — NextKey is not a licensed financial planner, SMSF advisor, or solicitor. Always seek independent financial, taxation and legal advice before making property investment decisions.